Are ARM’s A Good Mortgage Option For You? In a world post 2008 recession, ARM’s (Adjustable Rate Mortgage) seem a little scary, right? But, believe it or not, ARM’s recently made up over 11% of mortgage applications… they have changed drastically from what they were in 2008. Gone are the days of interest-only and balloon-payments […]

Why The Interest Rate You See Online Is NOT The One You’ll Get You see and hear about interest rates advertised online on the radio, and TV. So when you call a mortgage lender, you expect to get that low interest rate that was advertised. Unfortunately, that most likely won’t happen. Ninety-nine percent of the […]

Say “Goodbye” To Your PMI PMI (Private Mortgage Insurance) is a type of mortgage insurance you were probably required to pay for if you have a Conventional loan. PMI protects the lender (not you) in case you stop making mortgage payments) and is usually required when a borrower puts less than 20% down at closing. […]

How Your Credit Score Can Impact Your Loan Options This week you’ll learn why your credit score is one of the key factors that lenders look at to determine which mortgage products you’ll qualify for along with the interest rate they’ll offer you. Having a low credit score will limit your choices. But, there are […]

How Much Do You Really Need For A Downpayment? How to Get the Best Mortgage Series  –  Week 3 Follow this series to learn how to get the best mortgage for your specific financial situation and goals. You’ll see what steps you need to take throughout this process to make it productive and successful. This week […]

How Long Should You Own Before Selling? I get this question from both new clients who are about to buy their first home as well as clients that have owned their home for a while, “How long should I plan to hold on to my home before I sell?” Whether you want to make a […]

How Much Can You Really Afford Each Month? How to Get the Best Mortgage Series – Week 2 Follow this series to learn how to get the best mortgage for your specific financial situation and goals.  You’ll see what steps you need to take throughout this process to make it productive and successful! It’s all […]

What To Say When You First Contact A Lender How to Get the Best Mortgage Series  – Week 1 Follow this series to learn how to get the best mortgage for your specific financial situation and goals.  You’ll see what steps you need to take throughout this process to make it productive and successful! This week’s article […]

20 Survival Tips For Homeowners Being a homeowner can be exciting and fun at times, with lots of freedom to make it your own space! As a homeowner, though, you’re the one in charge of any repairs, maintenance, finances, and improvements over the long haul.  Whether you’re a first time homeowner or you’ve owned many, […]

The RV Lovers Dream Home Click Here for 3D Tour MLS# 1822379 Property Website Single Family Home .15 Acres 2944 Sq/Ft 3 Bedrooms 2 Full Baths Open House Saturday June 25th 10am – 1pm You don’t want to miss this one! This well cared for home features large bedrooms, pergola covered patio and a gorgeous […]